Part 1.1: Product module specifications

Product Summary

Cover & benefit summary
This is some meta-information about the product. It cannot be explicitly configured in the Product Module.

Underwriter	Dino Insurance Inc.
Type of product	Dino Protection
Benefits	DinoSure offers insurance against the death or injury of a policyholder’s dinosaur.

General Settings

This functionality needs to be configured in the .root-config file. To find more information head to the Root Guides here: General Settings.

Setting	Type	Value
policySchemeType	string	individual
dashboardIssuingEnabled	boolean	true
canReactivatePolicies	boolean	true
welcomeLetterEnabled	boolean	false
policyAnniversaryNotification	object	null

Setting	Type	Value
individualsAllowed	boolean	true
companiesAllowed	boolean	false
individualsIdAllowed	boolean	true
individualsPassportAllowed	boolean	false

Setting	Type	Value
individualsCellphoneAllowed	boolean	false
individualsEmailAllowed	boolean	false
individualsCustomIdAllowed	boolean	false
customIdName	string	false
idCountry	string	false

Setting	Type	Value
beneficiaries	object	Object containing the following:
	The following properties are required:
makePolicyholderABeneficiary	boolean	true
min	integer	1
max	integer	1

Setting	Type	Value
activatePoliciesOnEvent	string	policy_issued
gracePeriod	object	A policy must lapse after 2 consecutive failed payments. There are a number of values which can be saved based on the Lapse Logic. Check out the guides here for more information.
notTakenUpEnabled	boolean	false
waitingPeriod	object	null and manage in Claims Block Schema.
coolingOffPeriod	object	Either coolingOffPeriod.applyTo.theFullPolicy is null, or an object containing the following values:
For the cooling off period settings nested within the applyTo.theFullPolicy object
period	integer	31
periodType	string	months
refundType	string	all_premiums

Field name	Type	Setting
enableBillingOnSandbox	boolean	false
allowStartDateChange	boolean	false
consecutiveFailedPaymentsAllowed	integer	4
Payment Methods	boolean	Debit Order (South Africa) Direct Debit (United Kingdom)
currency	string	ZAR (South Africa)
proRataBilling a. Pro rata billing on issue? b. Minimum amount in cents	a. boolean b.integer	a. enabled b. 10000
Retries a. Number of retries b. Period between retries	integer	a. 0 b. 0

If the Payment method is either External or Debit Order (South Africa)/Direct Debit (UK) then the following can be set:

Field name	Type	Setting
paymentSubmissionLeadTime	integer	0

If Debit Order (South Africa)/Direct Debit (United Kingdom) payment method is included then the following can be set:

Field name	Type	Setting
clientStatementReference	string	DINOSURE
billBeforeWeekendEnabled If a billing day falls on a weekend the payment will strike on the last business day preceding the billing date	boolean	disabled
debitOrders.strategy	string	best_effort
debiCheck (On Alfred)	boolean	disabled