Product Summary

Cover & benefit summary

This is some meta-information about the product. It cannot be explicitly configured in the Product Module.

Underwriter	Dino Insurance Inc.
Type of product	Dino Protection
Benefits	DinoSure offers insurance against the death or injury of a policyholder’s dinosaur.

This functionality needs to be configured in the .root-config file. To find more information head to the Root Guides here: General Settings.

Setting	Type	Value
policySchemeType	`string`	individual
dashboardIssuingEnabled	`boolean`	`true`
canReactivatePolicies	`boolean`	`true`
welcomeLetterEnabled	`boolean`	`false`
policyAnniversaryNotification	`object`	`null`

Setting	Type	Value
idCountry	`string`	ZA
individualsAllowed	`boolean`	`true`
individualsIdAllowed	`boolean`	`true`
individualsPassportAllowed	`boolean`	`false`
individualsCellphoneAllowed	`boolean`	`false`
individualsCustomIdAllowed	`boolean`	`false`
individualsEmailAllowed	`boolean`	`false`
companiesAllowed	`boolean`	`false`

Setting	Type	Value
makePolicyholderABeneficiary	`boolean`	`true`
min	`integer`	1
max	`integer`	1

Setting	Type	Value
activatePoliciesOnEvent	`string`	policy_issued
notTakenUpEnabled	`boolean`	`false`
waitingPeriod	`object`	`null` this is managed in Claims Block Schema.
coolingOffPeriod	`object`	`"coolingOffPeriod": { "applyTo": { "theFullPolicy": { "refundType": "all_premiums", "period": 31, "periodType": "days" } } },`
gracePeriod	`object`	"gracePeriod": { "lapseOn": { "afterFirstMissedPayment": null, "consecutiveMissedPayments": { "number": <???> }, "missedPaymentsOverPolicyTerm": null, "missedPaymentsWithinPeriod": null }, "lapseExclusionRules": { "lapsePolicyWithProcessingPayment": false, "excludeArrearsFromLapseCalculation": true } }

Field name	Type	Setting
enableBillingOnSandbox	`boolean`	`false`
allowStartDateChange	`boolean`	`false`
consecutiveFailedPaymentsAllowed	`integer`	`4`
paymentMethodTypes	`Object`	"paymentMethodTypes": { "debitOrders": { "enabled": true, "strategy": "best_effort", "naedoPoliciesInArrears": false, "assumeSuccess": { "enabled": true, "daysAfterPaymentDate": 5 }, "disablePaymentCreationForKeys": [] }, "card": { "enabled": false, "assumeSuccess": { "enabled": false } }, "eft": { "enabled": false, "assumeSuccess": { "enabled": false } }, "external": { "enabled": false, "createPayments": false, "assumeSuccess": { "enabled": true, "daysAfterPaymentDate": 5 }, "disablePaymentCreationForKeys": [] }, "collectionModules": [] },
currency	`string`	ZAR
proRataBilling	`Object`	`"proRataBilling": { "enabled": true, "proRataBillingOnIssue": false, "minimumAmount": 1000 },`
retryFailedPayments	`Object`	`"retryFailedPayments": { "enabled": false, "daysBetweenRetries": 0, "numberOfRetries": 0 },`
paymentSubmissionLeadTime	`integer`	0

If Debit Order (South Africa)/Direct Debit (United Kingdom) payment method is included then the following can be set:

Field name	Type	Setting
clientStatementReference	`string`	DINOSURE
billBeforeWeekendEnabled	`boolean`	false